Privacy Policy and Terms of Use

Last Updated: January 26, 2026

1. Agreement to Terms

LoanTill.com is owned and operated by TILL LLC (“the Company,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of LoanTill.com and any services provided by TILL LLC. By using this Website, you agree to be bound by these Terms, including the Binding Arbitration agreement in Section 15. If you do not agree, do not use this site.

2. Eligibility

You must be at least 18 years of age and a legal resident of the United States. Our services are specifically intended for residents of Idaho, Missouri, Utah, and Wisconsin.

3. Consent to Communications (TCPA & SMS)

By submitting a request, you provide your express written consent to be contacted by TILL LLC regarding your application via email, telephone, or SMS.

  • Methods: This may include the use of automated dialing systems or pre-recorded messages.
  • One-to-One Consent: You are providing consent specifically to TILL LLC.
  • No Condition of Purchase: Your consent is not a condition of any purchase or loan approval.
  • Opt-Out: Reply "STOP" to any SMS or email help@loantill.com to revoke consent at any time.

4. Financial Disclosures & Transparency

LoanTill is a state-licensed lender in the states of Idaho, Utah, Missouri, and Wisconsin..

  • Loan Terms: We only offer/broker loans with a minimum repayment term of 61 days.
  • Maximum APR: Our maximum Annual Percentage Rate (APR) is 35.99%.

5. Electronic Disclosures (E-SIGN Act)

By using this site, you consent to receive all federal and state disclosures electronically. You have the right to request paper copies by contacting us at the address below.

6. Identity Theft Prevention

TILL LLC and its partners may obtain, verify, and record information—including your name, Social Security Number, address, and date of birth—to properly identify you in compliance with the USA PATRIOT Act and Red Flags Rule.

7. Not Professional Advice

The services on this Website are provided for informational purposes only and are not a substitute for professional financial or legal advice.

8. Disclaimer of Warranties

THE WEBSITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TILL LLC DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

9. Limitation of Liability

IN NO EVENT SHALL TILL LLC, ITS AFFILIATES, OR LENDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES.

10. Indemnity

You agree to indemnify and hold harmless TILL LLC from any claims, losses, or expenses arising from your use of the Website.

11. Third-Party Links

This Website may contain links to third-party websites. Your use of such sites is at your own risk.

12. Errors and Delays

TILL LLC is not responsible for errors or delays in responding to a request caused by technical problems beyond our control.

13. Release and Discharge

YOU HEREBY RELEASE AND FOREVER DISCHARGE TILL LLC AND ITS AGENTS FROM ANY AND ALL CLAIMS ARISING OUT OF OR CONNECTED WITH YOUR USE OF THE WEBSITE.

14. Intellectual Property

All content on this Website is the property of TILL LLC and is protected by U.S. copyright laws.

15. Dispute Resolution & Binding Arbitration

PLEASE READ: THIS SECTION LIMITS YOUR RIGHTS TO A JURY TRIAL. All disputes shall be resolved through binding, individual arbitration.

Opt-Out: You may opt out within 30 days of your first use by mailing a notice to: TILL LLC, 9050 W. Overland RD #155, Boise, ID 83709.

16. Governing Law

These Terms are governed by the laws of the State of Delaware.